The Ponzi scheme, Created by Charles Ponzi in 1869ish is a form of fraud that entails luring investors and paying profits to earlier investors with funds from more recent investors.  This scheme may have been created over 150 years ago, but has been recently brought back in heavier numbers to the younger generations.  With the creation of the internet and social media it has made it very easy to start and benefit off of a scheme like this, there are a lot of young people on the internet that are always trying to find ways to make money without doing their research and it only takes one young person to pass this on like a wildfire to their peers and get them into financial trouble.  With the promise of above average returns on a low investment it is easy to fall into a trap and lose your return and never see any of it again. Be careful friends.