In the United States 55% of Americans live paycheck to paycheck. Which leads to many problems such as payday lenders and overdraft fees. Jon wanted to help these people out by giving tips on budgeting and saving. It would also let people get an advance on their paychecks without the severe interest rate that other companies use. In 2017 he created his app Even. Walmart made his app available to their employees and more than 250,000 people signed up, 75% are using it every week. Now it is gaining popularity and having to keep up with the demand.